Emergency Fund Calculator

Enter monthly expenses. The calculator recommends a 6-month reserve and shows monthly savings to reach a selected target timeframe.

Currency

Target months to build fund

Housing (mortgage or rent)

Groceries / Food

Electricity

Heating / Gas

Water / Sewer / Trash

Internet

Phone

Transportation (fuel, transit)

Insurance (home, auto, life)

Healthcare / Medications

Childcare / Pet care

Subscriptions & Memberships

Minimum debt payments

Misc / Other