I want you to close your eyes and go back to that specific day.
Maybe it was a Tuesday. Maybe it was raining. You were sitting at your computer, or maybe you were standing in line at the bank teller. You looked at the balance. You looked at your bank account. And you realized that for the first time in years, the math finally worked.
You made the transfer. You watched the loading icon spin. And then, the screen refreshed: $0.00.
We talk a lot about the math of debt—interest rates, snowball methods, and budgets. But we rarely talk about the feeling of the end.
For some, it’s a party. For others, it’s just quiet relief. For some, it’s actually scary because they don’t know what to do next.
I want to hear your story. specifically:
The Moment: Where were you when you made that final payment?
The Feeling: Did you cry? Did you shout? Or did you just go to sleep?
The Change: What is the one small thing you do differently now that you don’t owe anyone money?
There are no wrong answers here. Whether you paid off a $500 credit card or a $500,000 mortgage, that “final payment” feeling is the same.
Share your story below.
