Finance Isn’t About Scarcity. It’s About Intention.
Welcome to Cents of Purpose, my corner of the internet dedicated to one simple idea: your money should serve your life, not the other way around.
This blog isn’t about cutting out everything you love. It’s about figuring out what you truly value, and then building a financial system to help you achieve it.
My mission is to take the complex world of finance and make it simple, intentional, and purposeful for you.
My Story: A Global Journey in Finance
My name is Kevin, and I created “Cents of Purpose” and the “Fiscally” budgeting app.
My journey in finance isn’t just a career; it’s a 14-year, three-continent story.
It began with my academic foundation in India, where I earned my Master’s and Bachelor’s degrees in Finance (MBA & BBA), as well as my Licentiate from the Insurance Institute of India.
From there, I spent 11 years building a professional career in the fast-paced insurance industry of the United Arab Emirates (UAE).
Most recently, my path led me to North America, where I’ve spent the last 3 years as a Consulting Analyst in the Canadian insurance sector.
Why does this matter for you?
I haven’t just learned one financial system. I have professionally navigated three of them. I’ve personally experienced what it’s like to master new rules, new markets, and new ways of managing money.
I’ve spent 14 years in the trenches of finance and risk management. I’ve advised companies and analyzed complex systems. Now, I’m bringing that expertise to you.
I created “Cents of Purpose” to share the lessons I’ve learned—from my global career and my personal life—to help you find financial clarity.
My Professional Credentials
I believe in transparency. This isn’t just a hobby for me; it’s my profession. My passion for finance is backed by over a decade of dedicated education and hands-on experience.
- 14+ Years of Professional Experience in the Insurance and Risk Management industry (UAE & Canada)
- Master of Business Administration (MBA) with a specialization in Finance
- Bachelor of Business Administration (BBA) with a specialization in Finance
- Associate in Risk Management (ARM)
- Associate in Insurance Services (AIS)
- Accredited Customer Service Representative (ACSR)
- Certificate in Insurance (Chartered Insurer, UK)
- Licentiate (Insurance Institute of India)
Your Purpose-Driven Journey Starts Here
I’m so glad you’re here. You don’t need a finance degree to feel in control of your money—that’s what I’m here for.
To get started, I recommend you:
- Read My Core Strategy : Personal Spending
- Try My Budget Tool: Fiscally App
- Join the Community: Sign up for the ‘Cents of Purpose’.
Disclaimer: I am proud of my extensive education and professional background. I am here to—to educate, motivate, and help you build effective financial systems. The content on this blog is for informational and educational purposes only and should not be considered professional financial advice tailored to your specific situation. Please consult with a licensed professional for advice specific to your individual needs.
Fiscally
Fiscally is the all-in-one platform to track your spending, manage budgets, crush your financial goals, and build lasting wealth.
Empowering You to Spend Wisely and Live Fully
Our mission is to guide you in making informed financial choices. We believe that by prioritizing what truly matters, you can achieve your financial goals and enjoy a fulfilling life.